ILFLS.com Terms of Service

Acceptance Of Terms

ILFLS.com ("ILFLS") welcomes you. ILFLS.com provides its service to you, subject to the following Terms of Service ("TOS"), which may be updated by us from time to time without notice to you. In addition, when using particular ILFLS owned or operated services, you and ILFLS shall be subject to any posted guidelines or rules applicable to such services which may be posted from time to time. Please read carefully all of the Terms and Conditions of service because as a ‘user’ of ILFLS.com services you are bound to the following terms and conditions.

No Endorsements And User Waiver Of Claims

User acknowledges that ILFLS.com sells no real estate or real estate services ("Product") through this web site. Certain real estate brokers, lenders, or other real estate service providers (collectively, the "Vendors") may post information on this web site or contact you at your request, but User understands that ILFLS.com is not affiliated with any such Vendors and in no way endorses or recommends any particular Vendor. User is in no way obligated, required or encouraged to utilize any of the Vendors posting information on this Web Site. If User decides to utilize a Vendor, any transaction, offer to buy or sell or related communication conducted on this site is solely between User and Vendor. The exclusive remedy arising from communications on or through this Web Site is between User and relevant Vendor. User agrees that, in return for permission to use the Web Site, he or she waives any and all claims against www.ILFLS.com that are connected to use of this Web Site.

Disclaimers And Limitations

ILFLS.com intends that the information contained in its web site be accurate and reliable; however, errors sometimes occur. In addition, ILFLS may make changes and improvements to the information provided herein at any time. THE WEB SITE AND THE INFORMATION, SOFTWARE, PRODUCTS AND SERVICES ASSOCIATED WITH IT ARE PROVIDED "AS IS". THERE IS NO GUARANTEE ON THE TITLE AND TAXES OF THE PROPERTY. THERE MAY BE ADDITIONAL LIENS NOT RECORDED ON ILFLS.COM. USER SHOULD DO A FULL TITLE RESEARCH BEFORE BIDDING ON A PROPERTY AT A FORECLOSURE AUCTION. ILFLS.com AND/OR ITS SUPPLIERS, PARTICIPATING LENDERS, OR PROFESSIONAL SERVICE PROVIDERS DISCLAIM ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, AS TO ANY MATTER WHATSOEVER RELATING TO THE WEB SITE AND ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES PROVIDED HEREIN, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NONINFRINGEMENT. USE OF ILFLS.com’s SERVICES IS AT YOUR OWN RISK. ILFLS.com AND/OR ITS SUPPLIERS, ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER INJURY ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF ILFLS.com’s SERVICES OR WITH THE DELAY OR INABILITY TO USE THE WEB SITE, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS AND SERVICES OBTAINED THROUGH THE WEB SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEB SITE, WHETHER RESULTING IN WHOLE OR IN PART, FROM BREACH OF CONTRACT, TORTUOUS BEHAVIOR, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, REGARDLESS OF WHETHER OR NOT YOU, EVEN IF ILFLS.com AND/OR ITS SUPPLIERS KNOW, SUSPECT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

In addition, ILFLS.com limits the number of Foreclosure downloads to 20 000 properties per month/per user, and limits the Probates downloads to the last 3 (three) months. This is done to avoid unauthorized data collection from third parties.

Indemnity

User agrees to indemnify and hold harmless ILFLS.com, at User´s sole expense, against any claim, action, legal proceeding, damages, liability, settlements, expenses (including attorneys´ fees) and other costs relating to (i) breach of any of these terms by any party; (ii) User´s negligence or misconduct, or (iii) claims that User has infringed the copyright, trademark, trade secret, patent, or other proprietary right of a third party.

Errors And Delays

ILFLS.com is not responsible for any errors or delays in responding to a qualification form or referral form caused by an incorrect e-mail address provided by you or other technical problems beyond our reasonable control.

Copyright Restrictions

The subscription to ILFLS.com services is intended for individual or private use only. The commercial resale, electronic extraction or reformatting of information available on the ILFLS.com web site or on any other co-branded web site, by any subscriber in any capacity, is strictly prohibited and a material condition to the use of the ILFLS.com site. Data mining, screen scraping, downloading or any other activity designed to obtain, re-use, reformat, re-sell the proprietary or other information contained within the ILFLS.com or co-branded web sites in a commercial manner is strictly prohibited. ILFLS.com reserves the right to immediately terminate any account which is being used in such activity. The reposting, manipulation, display or other web-based presentation of data obtained through the ILFLS.com web site (or co-branded web site) on the Internet or through e-mail is strictly prohibited and may constitute copyright, trademark or service mark infringement. In the event that any subscriber is determined to be engaged in any activities prohibited in this section, ILFLS.com may seek injunction in any court located in Cook County, Illinois and the subscriber through the use of this site consents to the jurisdiction of said courts and shall and agrees to be liable for all attorneys fees incurred as the result of any enforcement of any injunction for legal action related to any wrongful action referenced herein. Furthermore, usage of the subject site shall be limited to non-robotic, non-mechanical or other non-artificial/software based searches which shall not exceed 200 searches per 24 hour period. Violation of this use policy subjects the user to immediate termination of service without refund or pro-rated credit for any subscription fee.

Code Of Behavior

User agrees not to post on the Web Site any content which (a) is libelous, defamatory, obscene, pornographic, abusive, harassing, or threatening, (b) contains viruses or other contaminating or destructive features, (c) violates the rights of others, including protections of copyright, trademark, patent, trade secrets or any right of privacy or publicity, or (d) otherwise violates any applicable law. User will not post on this Web Site any links to any external Internet sites that are obscene or pornographic. Any information that you provide to ILFLS.com must be true, complete and accurate, must not represent you as someone else or falsely identify any third party, and must not violate any law, statute, ordinance or regulation.

By subscribing to the ILFLS.com service, User agrees not to disclose any assigned access code to others. User also agrees not to distribute the information contained in ILFLS.com to any person or organization, by any means, printed, electronic or other. User also agrees to pay the recurring monthly, quarterly or annual charge and will be automatically billed to the credit card given to ILFLS.com until the User decides to cancel their service.

Trademarks, Logos And Corporate Identity

All trademarks, service marks, logos, or other corporate identifications (collectively, "Marks") on this Web Site are trademarks or service marks of ILFLS.com or another entity. Use agrees not to use, copy, reproduce, republish, upload, post, transmit, distribute, or modify these Marks in any way. The use of these Marks on or as a link to any other Web Site is strictly prohibited without prior written approval by ILFLS.com.

Cancellation Policy

User is required to log in to his or her account and visit the My Access Plans page. The buttons for pausing of the recurring billing plans are located in the box "Subscriptions". Here the user may request activation of their services and adding new plans as well. See “ALL ACCESS PLANS”.

Once the user has completed the deactivation process stated above, he or she will receive a confirmation email stating that their recurring billing has been deactivated. If the user has not received the cancellation confirmation email, the service has not been canceled correctly and the cancellation process needs to be repeated. Once the user deactivate/cancel their recurring billing, their access to the paid member area will expire upon the renewal date. User can request re-activation of their subscription plans by using the options in the box "Subscriptions". ILFLS.com will not accept an "email", "phone call", "phone message", or "fax" as a method of canceling the service. User must use the cancel process stated above to cancel their service. If the subscriber does not cancel/deactivate their recurring billing membership payment plan, then the credit card given at the time of the subscription will be automatically billed on a recurring basis at the subscription rate specified when said user registered or upgraded on ILFLS.com, until such time as deactivation by subscriber occurs.

Refunds will not be issued to a user based upon their personal views or opinions of ILFLS.com, this includes the quality of content, delays in updates, or related matters. If the user wants to upgrade his/her plan he/she can do this by contacting ILFLS.com by phone, e-mail or fax or using the upgrade process on the Web Site. All published subscription plans are based on recurring billing schedule. This means the credit card provided at the time of subscription will be billed in the beginning of every consecutive billing cycle depending on the subscription plan. The schedule of the next billing charge is posted in My Access Plans page. Exceptions are any other plans expressly stated to be non-recurring. Users who have subscribed for the 24 Hours Access plan can do so as many times as they need and these plans are non-recurring. Subscriber also understands that any "promotional" rate or "trial period" is good only for first time subscribers and for period specified in the current ‘promotional’ or ‘trial period’ offer. This does not include the 24 Hours Access plan which a user can sign up as many times as he/she desires.

Any exceptions to this policy are at the sole discretion of ILFLS.com. ILFLS.com will not be held responsible for charges incurred due to User inputting an invalid or incorrect email address when signing up. Furthermore User´s non-use of the site, misplaced or lost access codes, shall not justify User receiving any refund for any services charged. ILFLS.com reserves the right to change the "pricing" structure and rates listed any time.

ILFLS.com Seminars Cancellation Policy

The ‘seminars cancellation policy’ relates to any educational classes or seminars offered by ILFLS.com If you sign up for any of the seminars please read the policy carefully as ‘user’ of services will be bound by this policy and by signing up for seminars understands and accepts the ILFLS.com ‘terms and conditions.’ ILFLS.com has a strict ‘no refund’ policy on all charges for seminars. If you have scheduled a seminar but cannot attend, you are required to notify ILFLS.com a minimum of 48hrs before the scheduled start time. ‘User’ of a seminar may then reschedule for any future seminars of equal value or receive credit to any other service which ILFLS.com offers. Again, under no circumstances, will ILFLS.com offer refunds partial or full on any seminars and classes if proper cancellation notice was not received by ILFLS.com.

Charges And Chargebacks

ILFLS.com offers multiple different services and subscription plans. All recurring plans will be billed in advance upon the beginning of the next billing cycle. The customer is responsible for supplying a valid billing information and source of funds. All delinquent accounts will be terminated without advance notice. All incurred charges will be invoiced and presented to the client for payment. ILFLS.com reserves the right for legal action for collecting and reporting all delinquent accounts. Customers with past due balance on previous or multiple accounts will be charged the full balance upon opening a new account or updating their credit card on file. ILFLS.com also reserves the right to charge termination and transfer fees consistent with each plan´s terms and conditions. Further, upon termination of your Account for any reason, all unused credits or pre-paid days usage shall expire in their entirety and no refund or pro-ration shall be made for any unused such period.

Chargebacks. ILFLS.com strongly discourages the use of chargebacks. If you believe your Account has been created fraudulently or in error, you must follow the following procedures no later than 3 days after you first discover the Account was fraudulently or erroneously created: (1) you must contact via email our customer support department at The subject line of the email must state "Chargeback" and you must provide the following information in the email: (a) your name, contact information, and the ILFLS.com Account telephone number in question, (b) the date that the Account in question was created, (c) the credit card account number used to open the Account, and (d) the total amount charged to the Account. Our customer support representatives will contact you to attempt to resolve the matter. If you take any action to reverse your Account charges with your credit card company without first following the procedures set forth herein, we reserve the right to take legal action against you for damages, including, among other things, fraud.

Termination Of Service

  • ILFLS.com reserves the right to immediately deactivate or modify your Service if ILFLS.com determines, in its sole discretion, that your use of the Service is or at any time did violate this Terms of Use.
  • Any services provided by ILFLS.com that involve creating a unique account are personal to you and you are only allowed one account access. If ILFLS determines, in its sole discretion, that multiple account accesses have been shared by you, ILFLS reserves the right to immediately disconnect or modify any or all of your accounts and bill Overuse Fee for unauthorized creation of such accounts equal to the Premium Monthly Rate for such account
  • To maintain or improve the Services, to prevent fraud, or for any other reason determined by ILFLS.com, at its sole discretion, ILFLS.com may restrict, suspend, terminate or modify your Service with or without notice.
  • Upon any termination in accordance with the foregoing, ILFLS.com may immediately deactivate or delete your Account and all related information and files in your Account.
  • ILFLS.com shall not be liable to you or any third party for any reason for terminating your use or access to Services.
  • If you or ILFLS.com terminates your right to use the Service, you shall not be entitled to any refund or pro ration of any pre-paid amounts or credits.

Billing Disputes

Any dispute of charges by ‘user’ of ILFLS.com services arising from cancellation of Seminars or other services. If ILFLS.com has billed any user according to the agreed upon ILFLS.com ‘terms and conditions’ and user disputes those charges whether through chargebacks, emails, phone calls, mail or fax, ILFLS.com is authorized to take the following actions. User will be ‘charged’ $99.00 hourly for every hour that ILFLS.com and its legal department spends answering said dispute with a minimum charge of $299.00. Also by agreeing to the ‘terms and conditions’ user agrees to have credit card billed for the aforementioned amount arising out of any dispute to charges which conform to ILFLS.com ‘terms and conditions.’ ILFLS.com also reserves the right to notify credit bureaus of any unpaid fees to ILFLS.com and note that on user’s credit report.

Links To And From Third Party Sites Disclaimer

This Web Site contains links to third party sites. User accesses these sites at User´s own risk; ILFLS.com is not responsible for the contents, changes, updates, or other links contained in a linked site. ILFLS.com provides these links merely as a convenience, and the inclusion of such links does not imply an endorsement by ILFLS.com of the site. Any third party desiring to link to the Web Site must contact ILFLS.com and submit an application for this link to be established. No one may link to any other page of this Web Site without the prior written consent of ILFLS.com All the links ILFLS.com provides to third parties web sites are for the User convenience and not commercially used by ILFLS.com Any such implications should be addressed to ILFLS.com ILFLS.com does not charge the User for all the links provided on its web site, neither endorse the information contained on them.

Payment Methods

By signing up to the free trial or for any direct service provided by ILFLS.com and by providing a valid credit card information, the User consents to the subsequent recurring billing for services/access provided by ILFLS.com after the expiration of any free trial period to the extent said period is applicable or in the event a free trial is not applicable, User consents to recurring billing for services/access provided on an ongoing basis. Such recurring billing shall continue until such time as the User cancels the service in accordance with the cancellation policy.

ILFLS.com accepts all major credit cards including Visa, Master Card, and American Express and for some charges may accept bank drafts including personal checks, money orders, cashiers checks, and company checks. However, for non-credit card payment methods, ILFLS.com may not credit the applicable account until additional procedures are completed and after the bank certifies receipt of funds - typically ten (7) business days. ILFLS.com may charge a twenty-dollar ($20.00) handling fee, or the maximum allowable by law, whichever is less, for each check returned unpaid for insufficient funds or any other reason.

Account Discrepancies

The user of ILFLS.com may always contact ILFLS.com customer service by e-mail or telephone concerning charges or other questions regarding the status of an account. However, if not satisfactorily resolved within fifteen (15) business days of calling or sending e-mail, and in no event later than ninety (90) days after a questionable billing or other discrepancy should have been discovered, the service provider must write to the Customer Service Department, ILFLS.com, 1136 S Elmhurst Rd, Mount Prospect, IL 60056 delivered by United States mail.

Privacy

Unless specifically noted when the information is obtained, www.ILFLS.com does not make available to third parties information that personally identifies its Web Site users. With the exception of: If User linked to this page (or subscription form) from another web site, information entered here may be disclosed to the owners of such web site. Other information or ideas that Users transmit to or post on this Web Site by any means will be treated as non-proprietary, and may be disseminated or used by www.ILFLS.com, its affiliates or the Vendors for any purpose whatsoever. For more information, please see the www.ILFLS.com Privacy Policy.

Miscellanious

These Terms of Service will be governed by and construed in accordance with the laws of the State of Illinois, without giving effect to its conflict of laws provisions or your actual state or country of residence. If for any reason a court of competent jurisdiction finds any provision or portion of the Terms of Service to be unenforceable, the remainder of the Terms of Service will continue in full force and effect.

These Terms of Service constitute the entire agreement between the parties with respect to the subject matter hereof and supersedes and replaces all prior or contemporaneous understandings or agreements, written or oral, regarding such subject matter. Any waiver of any provision of the Terms of Service will be effective only if in writing and signed by ILFLS.com

ilFLS.com Privacy Policy

At ilFLS.com, we strive to develop innovative services to better serve our users. We recognize that privacy is an important issue, so we design and operate our services with the protection of your privacy in mind. This Privacy Policy outlines the types of personal information we gather when you use ilFLS.com’s services, as well as some of the steps we take to safeguard it.

The following principles apply to the personally identifying information we ask for and that you provide. "Personally identifying information" is information that individually identifies you, such as your name, physical address or email address. You can find more details about the data we collect on particular services by following this link. (privacy policy link here).

Data Collection

ilFLS.com collects limited non-personally identifying information your browser makes available whenever you visit a website. This log information includes your Internet Protocol address, browser type, browser language, the date and time of your query and one or more cookies that may uniquely identify your browser. We use this information to operate, develop and improve our services.

To subscribe to our service we require you to register for an account. ilFLS.com asks you for some personal information in order to create an account (typically your name, email address, mailing address, and a password for your account) and we will use that information to provide the service. For certain services, such as our foreclosure listing service, we may request credit card or other payment information which is confidentially transmitted to the most secure payment processing service, Verisign. We do not keep you credit card information. All the charges are processed and kept in encrypted form on Verisign secure servers.

When we require personally identifying information, we will inform you about the types of information we collect and how we use it. We hope this will help you make an informed decision about sharing your personal information with us.

Cookies

Upon your first visit to ilFLS.com, a cookie is sent to your computer that uniquely identifies your browser. A "cookie" is a small file containing a string of characters that is sent to your computer when you visit a website. We use cookies to improve the quality of our service and to better understand how people interact with us. ilFLS.com does this by storing user preferences in cookies and by tracking user trends and patterns of how people search. Most browsers are initially set up to accept cookies. You can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some ilFLS.com features or services may not function properly without cookies.

Information Sharing

do not rent or sell your personally identifying information to other companies or individuals, unless we have your consent. We may share such information in any of the following limited circumstances:

  • We have your consent.
  • We provide such information to trusted businesses or persons for the sole purpose of processing personally identifying information on our behalf. When this is done, it is subject to agreements that oblige those parties to process such information only on our instructions and in compliance with this Privacy Policy and appropriate confidentiality and security measures.
  • We conclude that we are required by law or have a good faith belief that access, preservation or disclosure of such information is reasonably necessary to protect the rights, property or safety of ilFLS.com, its users or the public.

If you have an account, we may share the information submitted under your account among all of our services in order to provide you with a seamless experience and to improve the quality of our services. We will not disclose your account information to other people or non-affiliated companies, except in the limited circumstances described in this Policy or with your consent.

In the event of a transfer of ownership of ilFLS.com, such as acquisition by or merger with another company, we will provide notice before any personally identifying information is transferred and becomes subject to a different privacy policy.

Information Security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data.

We restrict access to your personally identifying information to employees who need to know that information in order to operate, develop or improve our services.

Updating Your Information

We provide mechanisms for updating and correcting your personally identifying information for many of our services. For more information, please see the help pages for each service.

Links

The sites displayed as search results or linked to by ilFLS.com’s services are developed by people over whom ilFLS.com exercises no control. These other sites may place their own cookies on your computer, collect data or solicit personal information.

Changes To This Policy

Please note this Privacy Policy will change from time to time. We expect most such changes to be minor, but there may be changes that are more significant. Regardless, we will post those changes on this page and, if the changes are significant, we will also provide a more prominent notice. Each version will be noted at the top of the page. Prior versions of this Privacy Policy will be kept in an archive for you to view.

If you have any additional questions, please feel free to Contact Us any time.