645 Saint Charles Street
Elgin, IL 60120

Status: Active Under Contract
Single Family
2 beds
1 baths
1,492 sq.ft
Listing Price: $200,000

About this home

This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.

Property details

Property / Lot Details
Acreage 0.156
Lot Dimensions 52X131
Lot Description Partial Fencing, Sidewalks
Lot Size Less Than .25 Acre
Main Sq Ft 1482
Ownership Fee Simple
Style of House Bungalow
Total Finished/Unfinshed Sq Ft 2470
Total Sq Ft 1482
Type Detached 1 Story
Property Type Detached Single
Unfinished Basement Sq Ft 988
Interior Features
Additional Rooms Enclosed Porch Heated, Attic
Appliances Range, Refrigerator, Washer, Dryer
Aprox. Total Finished Sq Ft 1482
Square Feet 1,492
Square Feet Source Assessor
Attic Dormer, Full, Interior Stair, Unfinished
Basement Description Unfinished
Basement Bathrooms No
Basement Full
Bedrooms Count 2
Bedrooms Possible 2
Basement Sq Ft 988
Dining Combined w/ LivRm
Disability Access and/or Equipped No
Baths FULL Count 1
Baths Count 1
Interior Property Features Hardwood Floors, First Floor Bedroom, First Floor Full Bath, Drapes/Blinds
LaundryFeatures Gas Dryer Hookup, In Unit
Total Rooms 7
Rooms
room 1
Type Enclosed Porch Heated
Level Main
Dimensions 7X20
Flooring Slate
Window Treatments Wood Frames
room 2
Type Attic
Level Second
Dimensions 25X37
Flooring Other
room 3
Level N/A
room 4
Level N/A
room 5
Level N/A
room 6
Level N/A
room 7
Level N/A
room 8
Level N/A
room 9
Level N/A
room 10
Level N/A
room 11
Type Bedroom 2
Level Main
Dimensions 12X11
Flooring Hardwood
Window Treatments Wood Frames
room 12
Type Bedroom 3
Level N/A
room 13
Type Bedroom 4
Level N/A
room 14
Type Dining Room
Level Main
Dimensions 10X13
Flooring Hardwood
Window Treatments Wood Frames
room 15
Type Family Room
Level N/A
room 16
Type Kitchen
Level Main
Dimensions 8X11
Flooring Vinyl
room 17
Type Laundry
Level Basement
Dimensions 12X7
Flooring Other
Window Treatments None
room 18
Type Living Room
Level Main
Dimensions 14X13
Flooring Hardwood
Window Treatments Some Wood Windows
room 19
Type Master Bedroom
Level Main
Dimensions 11X11
Flooring Hardwood
Window Treatments Wood Frames
Bath None
Virtual Tour, Parking / Garage, Exterior Features, Multi-Unit Information
Age 91-100 Years
Approx Year Built 1927
Parking Total 5
Driveway Concrete
Exterior Building Type Cedar
Exterior Property Features Patio
Foundation Concrete Perimeter
Parking On-Site Yes
Garage Ownership Owned
Garage Type Detached
Parking Spaces Count 1
Parking Features Driveway
Garage On-Site Yes
Parking Ownership Owned
Parking Garage,Space/s
Roof Type Asphalt
MRD Virtual Tour None
School / Neighborhood, Utilities, Financing, Location Details
Air Conditioning Window/Wall Unit - 1
CommunityFeatures Park, Sidewalks, Street Paved
Area Major Elgin
Corporate Limits Elgin
Directions From I90, exit onto I25 / Dundee Avenue (exit #56). Soft left turn on Page Ave. Turn right on N. Liberty St. In 2.2 miles turn right on Jay St. Turn right on St. Charles St. Home is on your right.
Electricity Circuit Breakers
Equipment Ceiling Fan(s), Water Heater-Gas
Elementary School Huff Elementary School
Elementary Sch Dist 46
Heat/Fuel Natural Gas
High Sch Dist 46
Sewer Public Sewer
Jr High/Middle Dist 46
Township Elgin

Financials

Investment Profile Residential

Tax/Assessments/Liens

Frequency Not Applicable
Assessment Includes None
Master Association Fee Frequency Not Required
PIN 0624257010
Special Assessments N
Taxes $4,775
Tax Exemptions Homeowner
Tax Year 2022
$200,000 Listing Price:
MLS # 12037771
Investment Profile Residential
Listing Market Time 17 days
Basement Full
Type Detached 1 Story
Parking Garage,Space/s
List Date 04/24/2024
Year Built 1927
Request Info
By pressing Request Info, you agree that ILFLS and real estate professionals may contact you via phone/text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. Message/data rates may apply. You also agree to our Terms of Service.
Price history
Loading price history...